Fig Loans help working class Americans
build credit and solve urgent cash needs -
60% cheaper than competitors and 100% more honest.
The price you see is the price you pay. You will never be charged more interest or a late fee from Fig.
Need a couple of days? You can reschedule up to 28 days for free. If you can't make your entire payment, we'll split it in half for you. When life doesn't go as planned, reschedule payments from your phone.
We report all payments to the 3 major credit bureaus (Equifax, Experian, TransUnion) from day 1 because we want to help build up your positive repayment history!
Fig is fast! 5 minutes to apply for a loan, and 94% of borrowers get cash deposited the next business day! Money tomorrow for an easier today.
If you have been rejected by traditional lenders because of your credit score but have a steady income, see how a Fig Loan is different, and apply today - no hard credit pull.
*Credit Builders are only available to TX residents
Upon approval and payment of the one-time account opening fee, the lender sends your funds to a 3rd party bank to hold for you. You make payment similar to a traditional loan. Upon completion of your loan, the lender releases the funds from the 3rd party to you.
Upon approval, the lender sends your funds directly to you. Afterwards you make payments until your loan is paid off. Nothing occurs upon the completion of your loan.
Our journey began in the Lone Star State. We love you Houston!
As of January 2020, we're able to serve Missouri, Utah, Illinois, Ohio, Florida, and New Mexico residents.
We’re growing fast and will announce new markets soon! If you’re interested in bringing Fig's emergency loans to your community sooner, please contact us at firstname.lastname@example.org
Fig is growing and we intend to branch out very soon.