# Fig Loans | Installment Loans | Payday Loan Alternative

> Fig Loans (Fig Tech Inc.) is a certified B Corporation based in Sugar Land, Texas, offering short-term installment loans and credit-builder loans as a payday loan alternative. Fig reports payments to all three major credit bureaus (Experian, Equifax, TransUnion) and does not perform hard credit checks.

Fig's installment loans carry fixed interest rates and equal repayment installments (monthly or biweekly, depending on state), typically paid off over about 4 months, with no hidden fees, no late fees, and no prepayment penalties. Loans are available to residents of a limited set of U.S. states, which changes over time as Fig expands.

## Getting Started
- [Homepage](https://www.figloans.com/): Overview of Fig's installment loans and how they work as a payday loan alternative.
- [Apply](https://www.figloans.com/app): Start of the Fig Loans application
- [What is Fig?](https://www.figloans.com/what-is-fig): Overview of the Fig installment loan and credit builder features

## Products and Loan Information
- [Compare Payday Loans vs. Fig Loans](https://www.figloans.com/loan-information/compare-payday-loans)
- [How Credit Reporting Works](https://www.figloans.com/loan-information/credit-reporting)
- [Loan Terms Dictionary](https://www.figloans.com/loan-information/loan-terms-dictionary)
- [Rates](https://www.figloans.com/rates)
- [Credit Builder](https://www.figloans.com/credit-builder)
- [Better Loans in Houston](https://www.figloans.com/loan-information/better-loans)

## Blog
- [Blog Index](https://www.figloans.com/blog)
- [What is an "Installment Loan"? Fig Answers!](https://www.figloans.com/blog/posts/what-is-installment-loan-fig-answers)
- [Installment Loan Application Requirements and Process](https://www.figloans.com/blog/posts/installment-loan-application-requirements-process)
- [How to Get More From Personal Loans](https://www.figloans.com/blog/posts/how-to-get-more-from-personal-loans)
- [Why Fig Never Charges Late Fees](https://www.figloans.com/blog/posts/late-fees)
- [Installment Loans vs. Balloon and Payday Loans](https://www.figloans.com/blog/posts/installment-loans-compare-balloon-payday)
- [How Long Does It Take to Build Credit?](https://www.figloans.com/blog/posts/how-long-does-it-take-to-build-credit)
- [How to Refinance a Fig Loan](https://www.figloans.com/blog/posts/how-to-refinance-fig-loan)

## Support / FAQ
- [Help Center](https://support.figloans.com/hc/en-us): FAQs on loan terms, states served, credit reporting, eligibility, and account management.
- [What is a Fig Loan?](https://support.figloans.com/hc/en-us/articles/360046901614-What-is-a-Fig-Loan)
- [What states is Fig available in?](https://support.figloans.com/hc/en-us/articles/360047510453-What-states-is-Fig-available-in)

## About and Credibility
- [Fig's Texas Story](https://www.figloans.com/about/fig-texas-story)
- [Responsible Lending Model](https://www.figloans.com/about/responsible-lending-model)
- [Fig Tech Inc. — B Corp Certification (B Lab)](https://www.bcorporation.net/en-us/find-a-b-corp/company/fig-loans/): Fig's official B Corp Impact Assessment profile.
- [Fig Tech Inc. — BBB Business Profile](https://www.bbb.org/us/tx/sugar-land/profile/loans/fig-tech-inc-0915-90046789): Better Business Bureau listing and accreditation status.
- [Trustpilot Reviews](https://www.trustpilot.com/review/www.figloans.com): Customer reviews and rating.
- [Press](https://www.figloans.com/press): Fig's press mentions and media coverage.

## Legal
- [Privacy Policy](https://www.figloans.com/privacy)
- [Terms of Service](https://www.figloans.com/terms_of_service)
- [TCPA Consent](https://www.figloans.com/tcpa)
- [E-Sign Consent](https://www.figloans.com/esign)

## Contact
- Email: service@figloans.com
- Phone: 832-802-0344

## Optional
- [Facebook](https://www.facebook.com/figloans)
- [Twitter/X](https://x.com/FigLoans)
- [LinkedIn](https://www.linkedin.com/company/fig-tech/)